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Paradise Remodeling — Flexible Financing for Home Improvement in Massachusetts and New Hampshire

Flexible Financing Options

Make Your Dream Home a Reality — Starting Now

Don't let budget hold back your project. Paradise Remodeling partners with GreenSky® to offer flexible financing plans that fit your life. Whether you want zero payments for 12 months or a predictable fixed rate over 15 years, we have an option that works.

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Licensed & Insured
GreenSky® Approved Merchant
Synovus Bank FDIC Insured

Why Finance with Paradise

Backed by Trusted Financial Partners

Our financing program is managed through established, regulated institutions — so you can borrow with confidence.

GreenSky® Approved Merchant
Paradise Remodeling is an authorized GreenSky® merchant, giving you access to their proven home improvement lending program.
FDIC Insured — Synovus Bank
All loans are issued by Synovus Bank, Member FDIC (NMLS #408043), a regulated financial institution you can trust with your financing.
Fast Pre-Qualification
Get a credit decision quickly — most applicants receive a response the same day. Start your project without a long wait for approval.
No Prepayment Penalty
Pay off your loan early at any time with no fees or penalties. You're always in control of your financing timeline.

Our Financing Plans

Choose the Plan That Fits Your Budget

Two flexible options designed for homeowners who want to move forward on their project today — without disrupting their cash flow.

Most Popular

No Interest · No Payments

0%
Interest during your 12-month promotional period

Make no payments for a full year. If you pay off the balance before the 12-month promo period ends, all interest is waived. After the promo, a fixed repayment schedule kicks in at a standard rate.

  • 12 months with no payments required
  • Interest waived if paid in full before promo ends
  • After promo: 17.99%–24.99% APR display rate
  • 84-month repayment term after promo period
  • Maximize cash flow flexibility
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Fixed Rate Financing

11.99%
Fixed APR — consistent rate for the life of the loan

Know exactly what you owe every month. A straightforward fixed-rate loan with one consistent payment over a long term — ideal for larger projects where predictability matters.

  • Fixed 11.99% APR — rate never changes
  • 180-month repayment term (15 years)
  • Predictable monthly payments — easy to budget
  • No transaction fee charged to merchant
  • No prepayment penalty — pay off early anytime
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Important Financing Disclosure: Subject to credit approval. All loans are issued by Synovus Bank, Member FDIC (NMLS #408043), through the GreenSky® program. For the deferred interest plan (Plan 2521), interest accrues during the 12-month promotional period but is waived if the full purchase amount is paid before the promotional period ends. If the balance is not paid in full by the end of the promotional period, accrued interest will be charged. After the promotional period, 84 monthly payments are required at 15.85%–21.19% APR (17.99%–24.99% display rate). Fixed rate plan (Plan 1519) is 11.99% APR for 180 months. GreenSky LLC and GreenSky Servicing, LLC (NMLS #1416362) are not lenders. Ask a Paradise Remodeling representative for complete terms and conditions.

Simple Three-Step Process

Getting Financed Is Easier Than You Think

1

Get Your Free Quote

We assess your project, walk through the scope, and provide a detailed written estimate — at no cost and no obligation.

2

Apply & Get Approved

Apply online through the GreenSky® portal or we can walk you through it on-site. Most customers receive a credit decision the same day.

3

We Start Your Project

Once approved and your project is scheduled, our crew handles everything — materials, installation, cleanup, and follow-up.

Common Questions

Financing FAQs

Everything you need to know before applying.

GreenSky® is a home improvement lending program that connects homeowners with financing through FDIC-insured banks. Loans are issued by Synovus Bank (Member FDIC, NMLS #408043) and serviced by GreenSky Servicing, LLC (NMLS #1416362). As an approved GreenSky® merchant, Paradise Remodeling can offer you competitive financing options directly at the time of your project estimate — making it simple to get started right away.
Pre-qualification through GreenSky® uses a soft credit inquiry that does not impact your credit score. A hard inquiry is only performed if you choose to proceed with a full loan application. We recommend pre-qualifying first to understand your options, then deciding whether to move forward — completely pressure-free.
With our No Interest, No Payments plan, you pay nothing for 12 months after your project is complete. Interest does accrue behind the scenes during this period, but it is completely waived — erased — if you pay the full balance before the 12-month promotional period ends. If you don't pay it off in time, the accrued interest from the purchase date is added to your balance, and you begin 84 monthly payments at the standard rate (17.99%–24.99% APR display rate). Many customers use the promo period to save up and pay it off in full, paying no interest at all.
Yes — there are no prepayment penalties on either plan. You can pay off your loan early at any time and save on interest. For the deferred interest plan, paying the full balance before the 12-month promotional period ends means you owe zero interest. For the fixed rate plan, early payoff simply reduces your total interest cost with no fees attached.
Financing amounts vary based on your creditworthiness, income, and the scope of your project. The GreenSky® program is designed for home improvement projects of all sizes — from smaller repairs to full exterior renovations. The best way to find out your maximum approval amount is to apply directly through GreenSky® or ask your Paradise Remodeling representative during your free estimate. There's no obligation, and pre-qualification won't affect your credit score.